Crime Branch files chargesheet in car loan “fraud” case

JK Newsline November 10, 2026 2 min read

The Crime Branch (EOW) Jammu has filed a chargesheet before the Court in Samba against Rahul Sudan S/o Late Vijay Sudan R/o Dhyansar, Bari Brahmana, Samba in case FIR No. 27/2022 U/S 420, 465,467, 468, 471 RPC registered at Police Station Crime Branch (EOW) Jammu. The case involves systematic fraud, forgery and cheating concerning a vehicular term loan obtained through deceptive practices.

The investigation was originated on a written complaint lodged by Nikhil Singh Jamwal, the Branch Manager of Canara Bank, Bari-Brahmana, Samba. The total financial amount involved in the case centers on a term loan of Rs. 7.92 lakh sanctioned to the accused on June 14, 2016, for the purchase of a Honda City car (Registration No. JK21C-5636), with an outstanding amount of Rs. 5,64,201/- subsequently recorded during the investigation.

Investigation conducted by Inspector Meenu Sharma revealed that the primary accused, Rahul Sudan S/o Late Vijay Sudan R/o Dhyansar, Bari-Brahmana, Samba, fraudulently managed and submitted a fake and forged No Due Certificate (NDC) to the ARTO Office, Samba. This illicit document enabled the unauthorized transfer of the hypothecated vehicle to a third party without clearing the bank’s active financial liabilities or securing a legitimate bank NOC. During investigation it came to fore that the accused is a habitual offender with prior similar fraud cases registered against him, Crime Branch said on Tuesday.

The Crime Branch established offenses under Sections 420, 465, 467, 468, and 471 RPC against the accused. Accordingly, the final chargesheet has been produced before the Ld. Munsiff Court Samba against Rahul Sudan S/o Late Vijay Sudan R/o Dhyansar, Bari Brahmana, Samba for judicial determination and trial, Crime Branch added.

Meanwhile, SSP Crime Branch EOW Jammu has urged the public to remain cautious against property-related financial frauds and report such incidents to the Crime Branch Jammu, via email at sspcrimejmu@jkpolice.gov.in or by calling 0191-2578901.