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Meet Shameema, mother of 6 children and a successful entrepreneur from Kashmir

Last Updated on January 5, 2022 at 6:03 pm

To meet family expenses is not easy for every person, particularly to those whose financial position is timid and sources of income are meager.

In this struggle of fetching family expenses, many people find hope in the different schemes implemented for financial prosperity of the people.

One among those aspiring entrepreneurs is Shameema, a mother of six children from a village Nagam Noorabad of District Kulgam.

She took a challenge on herself to improve the financial status for the welfare of family. However, in her endeavor came a savior from the government in the form of National Rural Livelihood Mission’s (NRLM) UMEED which let her materialize the longing for stable income and prosperous life. 

Today, she is the owner of several business ventures located in her area besides she has become a role model for other women.

While recollecting her journey to success, Shameema narrated that once she came to know about the UMEED scheme which lends the helping hand to women for economic development through finance schemes.

She added that passion brewed in her so she rushed to avail the benefits provided by UMEED.

Shammema said that she joined a Self Help Group where she received initial financial support in the form of Revolving Fund(RF) of Rs 10000. Soon, she started to sell vegetables and local street foods to earn quite a good income compared to the previous position.

“Later, I availed Community investment fund (CIF) of 20000”, she said. Further, she also availed Mudra loan of Rs  50000 besides she got Bank linkage of Rs 3 Lakh and also received Total Capitalisation Support from NRLM along with Bank Linkage Rs 3.8 Lakh.

With the help of time and again financial support she said, “I managed my business and started a Kiryana shop in my village”.

“This venture boosted my confidence besides helping me to meet expenses of my family”, Shameema said while joy resplendent from her face. As the financial position of the family got better with every passing day, she began to repay the loan besides saved some amount from daily profit to extend her business.